Expert Mortgage Brokers For Your Refinancing Needs
Unlock Financial Freedom Through Refinancing
Are you paying too much on your current home loan? At Synergy Mortgage Brokers, we've helped countless homeowners across Queensland save thousands by refinancing their mortgages. Our experienced team works with you to find better rates, access your home's equity, or consolidate debt – all tailored to your unique financial situation.
We understand that your mortgage is likely your biggest expense. That's why we're passionate about finding you a better deal that puts more money back in your pocket.
Benefits of Home Loan Refinancing with Synergy 
Lower Interest Rates & Reduced Repayments
With interest rates constantly changing, there's a good chance we can find you a better deal than your current loan. Even a small reduction in your rate can save you thousands over the life of your loan. We'll compare options across our extensive lender panel to find the most competitive rates for your situation.
Access Your Home's Equity
Your home is likely your biggest asset. Refinancing allows you to tap into the equity you've built up to fund home improvements, investments, education expenses, or other major purchases. We'll help you understand how much equity you can access and the smartest ways to use it.
Simplify Through Debt Consolidation
Juggling multiple debts with high interest rates? We can help you consolidate credit cards, personal loans and other debts into your mortgage, potentially saving you significant interest and simplifying your finances with one manageable repayment.
Flexible Loan Features & Terms
Your financial needs change over time. Refinancing allows you to switch between fixed and variable rates, access helpful features like offset accounts and redraw facilities, or adjust your loan term to better suit your current circumstances.
Expert Guidance Every Step of the Way
Our mortgage brokers take the time to understand your goals before recommending whether refinancing is right for you. We'll provide honest advice – if staying with your current loan is your best option, we'll tell you.
The Synergy Refinancing Process: What To Expect
Why Choose Synergy as Your Refinance Mortgage Broker?
- Local Queensland Expertise: We understand the local property market and lending landscape
- Extensive Lender Panel: Access to more options than going directly to your bank
- Transparent Approach: We clearly explain all costs involved in refinancing
- Ongoing Support: We'll review your loan regularly to ensure it continues to meet your needs
- No Cost to You: In most cases, our service comes at no direct cost to you
Start Your Refinancing Journey Today
Ready to explore your refinancing options? Our experienced mortgage brokers are here to help. Complete the enquiry form below or call us on 1300 324 588 for a complimentary home loan health check.
Frequently Asked Questions
How much could I save by refinancing my home loan?
The potential savings depend on your current rate, loan amount and term. Even a 0.5% reduction on a $400,000 loan could save you over $40,000 over 30 years. We'll calculate your potential savings during your free home loan health check.
Are there costs involved in refinancing?
Refinancing may involve discharge fees from your current lender and establishment fees with your new lender. There might also be valuation fees and government charges. We'll provide a complete breakdown of costs versus savings to ensure refinancing makes financial sense for you.
How long does the refinancing process take?
Typically, the refinancing process takes 4-6 weeks from application to settlement. Our team handles the paperwork and coordinates between lenders to make the process as efficient as possible.
Will refinancing affect my credit score?
Each loan application can temporarily impact your credit score. We'll help you understand the implications and ensure you only apply for loans you're likely to be approved for.
Can I refinance if I've had my current loan for a short time?
Yes, it's possible, though some lenders prefer borrowers who have held their current loan for at least 12 months. We'll assess your situation and advise on the best timing for your refinance.
What documents do I need to refinance my mortgage?
You'll typically need recent payslips, bank statements, identification documents, and details of your current loan. We'll provide a complete checklist tailored to your situation.
Your Journey Starts Here.
The road to homeownership may have twists and turns, but with Synergy Mortgage Brokers by your side, it becomes a smoother and more enjoyable ride. We're here to help you turn your dream of owning your first home into a reality.
Explore our First Home Buyers service, learn about the mortgage options available to you, and reach out to us when you're ready to take the next step. Your future home is waiting, and we can't wait to help you get there.
Enquiry form
Use our user-friendly home loan calculator to estimate your potential mortgage payments and plan your budget with confidence.
